:root {
  --bg: #fff8f1;
  --surface: #ffffff;
  --surface-soft: #fff2e3;
  --text: #3c2b1e;
  --muted: #7c6657;
  --line: rgba(81, 55, 32, 0.12);
  --primary: #ff8f2b;
  --primary-dark: #eb7410;
  --accent: #ffb347;
  --success-bg: #fff4e8;
  --shadow: 0 18px 50px rgba(112, 67, 20, 0.12);
  --radius-lg: 28px;
  --radius-md: 20px;
  --radius-sm: 14px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  background:
    radial-gradient(circle at top left, rgba(255, 179, 71, 0.22), transparent 30%),
    linear-gradient(180deg, #fffaf5 0%, #fff7ef 100%);
  color: var(--text);
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
p { margin: 0; line-height: 1.7; color: var(--muted); }
h1, h2, h3 { margin: 0; line-height: 1.08; color: var(--text); }
button, input { font: inherit; }

.container {
  width: min(calc(100% - 32px), var(--container));
  margin: 0 auto;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 8px;
}
.skip-link:focus {
  left: 12px;
  z-index: 1000;
  background: #fff;
  padding: 10px 14px;
  border-radius: 10px;
}

.section { padding: 88px 0; }
.section--alt { background: rgba(255, 255, 255, 0.56); }
.section--accent {
  background: linear-gradient(135deg, #ff8f2b 0%, #ff9b32 35%, #ffbf66 100%);
  color: #fff;
}
.section--calculator {
  background: linear-gradient(180deg, rgba(255,255,255,.82), rgba(255,255,255,.6));
}
.section-heading {
  max-width: 720px;
  margin-bottom: 40px;
}
.section-heading--light h2,
.section-heading--light p,
.section-heading--light .eyebrow { color: #fff; }
.eyebrow {
  display: inline-block;
  margin-bottom: 16px;
  font-size: .88rem;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--primary-dark);
}
.lead { font-size: 1.08rem; max-width: 60ch; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  backdrop-filter: blur(16px);
  background: rgba(255, 250, 244, 0.84);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  min-height: 88px;
}
.brand img {
  width: 200px;
  height: auto;
}
.menu {
  display: flex;
  align-items: center;
  gap: 26px;
}
.menu a {
  font-weight: 600;
  transition: color .2s ease, transform .2s ease;
}
.menu a:hover,
.menu a:focus-visible {
  transform: translateY(-1px);
}

.menu-toggle {
  display: none;
  width: 52px;
  height: 52px;
  border: 1px solid var(--line);
  background: var(--surface);
  border-radius: 16px;
  padding: 0;
  cursor: pointer;
}
.menu-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--text);
  margin: 6px auto;
  transition: transform .25s ease, opacity .25s ease;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 54px;
  padding: 0 24px;
  border: 0;
  border-radius: 999px;
  background: var(--primary);
  color: #fff;
  font-weight: 700;
  box-shadow: var(--shadow);
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.button:hover,
.button:focus-visible {
  transform: translateY(-2px);
  box-shadow: 0 22px 44px rgba(112, 67, 20, 0.16);
  background: var(--primary-dark);
}
.button--ghost {
  background: transparent;
  color: var(--primary-dark);
  border: 1px solid rgba(235, 116, 16, 0.2);
  box-shadow: none;
}
.button--ghost:hover,
.button--ghost:focus-visible {
  background: rgba(255, 143, 43, 0.08);
}
.button--sm { min-height: 46px; padding-inline: 18px; }
.button--full { width: 100%; }
.button:disabled {
  opacity: .55;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

.hero { padding: 72px 0 0px; overflow: hidden; }
.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.08fr) minmax(320px, .92fr);
  gap: 40px;
  align-items: center;
}
.hero-copy {
  max-width: 760px;
  margin: 0;
  text-align: left;
  justify-self: start;
}
.hero-copy h1 {
  font-size: clamp(2.8rem, 5vw, 5.25rem);
  letter-spacing: -0.055em;
  margin-bottom: 18px;
}
.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 28px;
}
.hero-highlights {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  list-style: none;
  padding: 0;
  margin: 28px 0 0;
}
.hero-highlights li {
  padding: 12px 16px;
  border-radius: 999px;
  background: rgba(255, 143, 43, 0.08);
  color: var(--primary-dark);
  font-weight: 700;
}

.hero-media {
  position: relative;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  min-height: 520px;
}
.hero-media__backdrop {
  position: absolute;
  inset: 8% 6% 0 12%;
  border-radius: 40px;
}
.hero-media img {
  position: relative;
  display: block;
  width: min(100%, 520px);
  max-height: 560px;
  object-fit: contain;
  filter: drop-shadow(0 24px 44px rgba(74, 44, 20, 0.18));
      object-position: bottom;
}

.cards-grid,
.requirements-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}
.info-card,
.requirement-card,
.benefit-item,
.calculator-card,
.fgts-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow);
}
.info-card {
  padding: 28px;
}
.info-card h3 { margin-bottom: 12px; }

.split-layout,
.calculator-layout,
.fgts-layout {
  display: grid;
  grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr);
  gap: 30px;
  align-items: start;
}
.benefit-list {
  display: grid;
  gap: 18px;
}
.benefit-item {
  display: grid;
  grid-template-columns: 70px 1fr;
  gap: 18px;
  padding: 22px;
}
.benefit-item span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: 18px;
  background: rgba(255, 143, 43, 0.12);
  color: var(--primary-dark);
  font-weight: 800;
}
.benefit-item h3 { margin-bottom: 8px; }

.calculator-copy {
  margin-bottom: 0;
  position: sticky;
  top: 120px;
}
.calculator-card,
.fgts-card {
  padding: 30px;
}
.calculator-card {
  background: linear-gradient(180deg, #ffffff 0%, #fff9f3 100%);
}
.fgts-card {
  background: rgba(255,255,255,.12);
  border-color: rgba(255,255,255,.24);
  backdrop-filter: blur(12px);
  box-shadow: none;
}
.calculator-head {
  margin-bottom: 24px;
}
.fgts-head h3 {
  color: #fff;
  margin-bottom: 10px;
  font-size: 1.95rem;
}
.mini-title {
  margin-bottom: 8px;
  font-size: .95rem;
  font-weight: 800;
  color: var(--primary-dark);
  text-transform: uppercase;
  letter-spacing: .06em;
}
.mini-title--light,
.calculator-subtitle--light,
.field-label--light,
.fgts-note,
.fgts-result p,
.expand-info p,
.expand-toggle span { color: #fff; }
.calculator-subtitle {
  font-size: .98rem;
}
.field-label {
  display: block;
  margin-bottom: 10px;
  font-weight: 700;
  color: var(--text);
}
.input-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
  min-height: 62px;
  padding: 0 18px;
  border-radius: 16px;
  border: 1px solid rgba(235, 116, 16, 0.18);
  background: #fff;
  transition: border-color .2s ease, box-shadow .2s ease;
}
.input-wrap:focus-within {
  border-color: rgba(235, 116, 16, 0.42);
  box-shadow: 0 0 0 4px rgba(255, 143, 43, 0.12);
}
.input-wrap span {
  font-weight: 800;
  color: var(--primary-dark);
}
.input-wrap input {
  flex: 1;
  min-width: 0;
  border: 0;
  outline: 0;
  background: transparent;
  color: var(--text);
}
.input-wrap input::placeholder {
  color: #a08674;
}
.input-wrap--fgts {
  padding-right: 8px;
  background: rgba(255,255,255,.96);
  border-color: rgba(255,255,255,.34);
}
.fgts-submit {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  border: 0;
  border-radius: 14px;
  background: var(--primary);
  color: #fff;
  cursor: pointer;
  transition: transform .2s ease, background .2s ease;
}
.fgts-submit:hover,
.fgts-submit:focus-visible {
  transform: translateY(-1px);
  background: var(--primary-dark);
}
.calculator-buttons {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 14px;
  margin-top: 20px;
}
.calc-button {
  min-height: 54px;
  border: 1px solid rgba(235, 116, 16, 0.18);
  border-radius: 16px;
  background: #fff;
  color: var(--text);
  font-weight: 800;
  cursor: pointer;
  transition: transform .2s ease, border-color .2s ease, background .2s ease, color .2s ease, box-shadow .2s ease;
}
.calc-button:hover,
.calc-button:focus-visible {
  transform: translateY(-1px);
  border-color: rgba(235, 116, 16, 0.4);
  box-shadow: 0 12px 30px rgba(112, 67, 20, 0.08);
}
.calc-button.selecionado {
  background: var(--primary);
  border-color: var(--primary);
  color: #fff;
  box-shadow: 0 14px 32px rgba(255, 143, 43, 0.22);
}
.calculator-result,
.fgts-result {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  min-height: 120px;
  margin: 22px 0 24px;
  padding: 24px;
  border-radius: 20px;
  text-align: left;
  font-size: 1.08rem;
  font-weight: 700;
}
.calculator-result {
  justify-content: center;
  background: var(--success-bg);
  border: 1px solid rgba(255, 143, 43, 0.15);
  text-align: center;
  color: var(--text);
}
.calculator-result small {
  display: block;
  margin-top: 8px;
  font-size: .92rem;
  font-weight: 500;
  color: var(--muted);
}
.fgts-result {
  background: rgba(255,255,255,.14);
  border: 1px solid rgba(255,255,255,.22);
}
.fgts-note {
  font-size: .96rem;
  opacity: .94;
}
.valor-liberado b,
.taxa-de-juros b,
.prazo-pagamento b {
  color: inherit;
}
.expand-toggle {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  align-self: center;
  border: 0;
  border-radius: 999px;
  background: rgba(255,255,255,.18);
  color: #fff;
  min-height: 48px;
  padding: 0 16px;
  cursor: pointer;
}
.expand-toggle svg {
  width: 18px;
  height: 18px;
  transition: transform .25s ease;
}
.expand-toggle.open svg {
  transform: rotate(180deg);
}
.expand-info {
  margin-top: -8px;
  margin-bottom: 24px;
  padding: 20px 22px;
  border-radius: 18px;
  background: rgba(255,255,255,.14);
  border: 1px solid rgba(255,255,255,.2);
}
.expand-info[hidden] { display: none; }
.fgts-result[hidden] { display: none; }
.fgts-cta {
  background: #fff;
  color: var(--primary-dark);
  box-shadow: none;
}
.fgts-cta:hover,
.fgts-cta:focus-visible {
  background: #fff3e7;
}

.requirement-card {
  padding: 24px;
  background: rgba(255,255,255,.18);
  border-color: rgba(255,255,255,.24);
  color: #fff;
  box-shadow: none;
  backdrop-filter: blur(10px);
}
.requirement-card strong {
  display: block;
  margin-bottom: 12px;
  font-size: 1.35rem;
}
.requirement-card p { color: #fff; }

.site-footer {
  padding: 28px 0 36px;
  border-top: 1px solid var(--line);
  background: rgba(255,255,255,.55);
}
.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}
.footer-inner img {
  width: 140px;
}

.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity .6s ease, transform .6s ease;
}
.reveal.is-visible {
  opacity: 1;
  transform: translateY(0);
}

@media (max-width: 960px) {
  .hero-grid,
  .split-layout,
  .calculator-layout,
  .fgts-layout,
  .cards-grid,
  .requirements-grid {
    grid-template-columns: 1fr;
  }

  .menu-toggle { display: block; }
  .menu {
    position: absolute;
    top: calc(100% + 10px);
    right: 16px;
    left: 16px;
    display: grid;
    gap: 14px;
    padding: 18px;
    background: rgba(255,255,255,.96);
    border: 1px solid var(--line);
    border-radius: 20px;
    box-shadow: var(--shadow);
    opacity: 0;
    pointer-events: none;
    transform: translateY(-8px);
    transition: opacity .25s ease, transform .25s ease;
  }
  .menu.is-open {
    opacity: 1;
    pointer-events: auto;
    transform: translateY(0);
  }
  .menu a.button { width: 100%; }

  .menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
  .menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
  .menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

  .hero { padding-top: 42px; }
  .calculator-copy {
    position: static;
  }
  .fgts-result {
    flex-direction: column;
    align-items: flex-start;
  }
  .footer-inner { flex-direction: column; text-align: center; }
}

@media (max-width: 640px) {
  .section { padding: 72px 0; }
  .brand img { width: 168px; }
  .header-inner { min-height: 78px; }
  .hero-copy h1 { font-size: 2.5rem; }
  .hero-highlights li,
  .calculator-buttons { width: 100%; }
  .calculator-card,
  .fgts-card { padding: 22px; }
  .calculator-buttons { grid-template-columns: 1fr; }
  .input-wrap { min-height: 58px; }
  .fgts-submit { width: 44px; height: 44px; }
  .expand-toggle { width: 100%; justify-content: center; }
}


.section-cta {
  margin-top: 30px;
  text-align: center;
}

.consortium-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 460px);
  gap: 40px;
  align-items: center;
}
.consortium-copy {
  max-width: 760px;
}
.consortium-box {
  margin-top: 22px;
  padding: 28px;
  border-radius: var(--radius-md);
  background: linear-gradient(180deg, #ffffff 0%, #fff8f1 100%);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
}

.floating-cta {
position: fixed;
  right: 1rem;
  bottom: 1rem;
  z-index: 30;
  padding: 0.95rem 1.15rem;
  border-radius: 999px;
  background: none;
  color: #3c2b1e;
  box-shadow: 0 18px 40px rgba(0,0,0,0.2);
  display: flex;
  align-content: center;
  align-items: center;
  background-color:white;
  font-size: 15px;
}

.consortium-box h3 {
  margin-bottom: 10px;
}
.consortium-list {
  margin: 18px 0 0;
  padding-left: 22px;
  display: grid;
  gap: 10px;
}
.consortium-list li::marker {
  color: var(--primary);
  font-weight: 800;
}
.consortium-highlight {
  margin-top: 18px;
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--primary-dark);
}
.consortium-media {
  display: flex;
  justify-content: center;
}
.consortium-media__card {
  width: 100%;
}
.consortium-media__card img {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 24px;
  object-fit: cover;
}

@media (max-width: 980px) {
  .consortium-layout {
    grid-template-columns: 1fr;
  }
  .consortium-media {
    order: -1;
  }
}

:focus-visible { outline: 3px solid rgba(255,143,43,.4); outline-offset: 3px; }
.brand img, .site-footer img { height: auto; }
.floating-cta {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 99;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-height: 58px;
  padding: 0 18px;
  border-radius: 999px;
  background: #25d366;
  color: #fff;
  box-shadow: 0 18px 40px rgba(37, 211, 102, .28);
}
.floating-cta:hover,
.floating-cta:focus-visible { background: #1fb95a; transform: translateY(-2px); }
.faq-list { display: grid; gap: 18px; }
.faq-item {
  padding: 24px 26px;
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow);
}
.faq-item h3 { margin-bottom: 10px; font-size: 1.2rem; }
.site-footer p + p { margin-top: 6px; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation: none !important; transition: none !important; }
}
@media (max-width: 640px) {
  .floating-cta {
    right: 12px;
    bottom: 12px;
    left: 12px;
    justify-content: center;
    text-align: center;
  }
  .hero-media {
    display: none;
  }
}